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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,301 | $162,136-55.4% | $152,301-52.5% | $154,746-53.3% |
| Participation rate | 72.2% | 84.1%-11.9pp | 82.4%-10.2pp | 80.7%-8.5pp |
| Annual return | 13.80% | 91.02%-77.2pp | 80.50%-66.7pp | 172.34%-158.5pp |
| Employer contribution / active EE | $1,727 | $4,890-64.7% | $4,624-62.7% | $4,379-60.6% |
| Participant deferral / active EE | $5,024 | $8,341-39.8% | $8,004-37.2% | $6,730-25.4% |
| Admin fee / account holder | $2,204 | $15,759-86.0% | $14,398-84.7% | $14,365-84.7% |