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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,301 | $154,228-53.1% | $145,433-50.3% | $137,256-47.3% |
| Participation rate | 72.2% | 83.8%-11.6pp | 82.1%-9.9pp | 80.0%-7.7pp |
| Annual return | 13.80% | 74.59%-60.8pp | 66.58%-52.8pp | 220.34%-206.5pp |
| Employer contribution / active EE | $1,727 | $4,804-64.1% | $4,554-62.1% | $4,156-58.5% |
| Participant deferral / active EE | $5,024 | $8,216-38.9% | $7,897-36.4% | $6,407-21.6% |
| Admin fee / account holder | $2,204 | $14,344-84.6% | $13,129-83.2% | $12,270-82.0% |