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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,986 | $160,070-66.3% | $147,117-63.3% | $145,897-63.0% |
| Participation rate | 72.2% | 84.0%-11.8pp | 82.2%-10.0pp | 80.3%-8.1pp |
| Annual return | 13.84% | 98.69%-84.9pp | 420.54%-406.7pp | 552.29%-538.5pp |
| Employer contribution / active EE | $2,365 | $5,285-55.2% | $4,932-52.0% | $4,663-49.3% |
| Participant deferral / active EE | $4,839 | $8,419-42.5% | $8,065-40.0% | $6,689-27.7% |
| Admin fee / account holder | $1,052 | $15,035-93.0% | $12,993-91.9% | $13,390-92.1% |