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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,751 | $175,257-57.9% | $149,717-50.7% | $139,456-47.1% |
| Participation rate | 93.3% | 83.4%+9.9pp | 78.8%+14.6pp | 80.3%+13.0pp |
| Annual return | 13.75% | 166.70%-153.0pp | 134.41%-120.7pp | 373.45%-359.7pp |
| Employer contribution / active EE | $4,526 | $5,477-17.4% | $4,820-6.1% | $4,753-4.8% |
| Participant deferral / active EE | $5,185 | $6,521-20.5% | $5,682-8.7% | $6,711-22.7% |
| Admin fee / account holder | $4,005 | $16,156-75.2% | $13,213-69.7% | $11,407-64.9% |