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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,878 | $209,425-74.8% | $178,499-70.4% | $158,966-66.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.87% | 188.80%-175.9pp | 151.10%-138.2pp | 302.95%-290.1pp |
| Employer contribution / active EE | $7,161 | $5,707+25.5% | $5,011+42.9% | $4,762+50.4% |
| Participant deferral / active EE | $3,128 | $5,955-47.5% | $5,202-39.9% | $5,983-47.7% |
| Admin fee / account holder | $1,355 | $17,078-92.1% | $13,986-90.3% | $11,250-88.0% |