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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,983 | $217,427-60.9% | $185,837-54.3% | $167,518-49.3% |
| Participation rate | 90.0% | 86.0%+4.0pp | 81.7%+8.3pp | 82.1%+7.9pp |
| Annual return | 13.85% | 148.39%-134.5pp | 122.08%-108.2pp | 478.71%-464.9pp |
| Employer contribution / active EE | $11,126 | $5,874+89.4% | $5,168+115.3% | $4,838+129.9% |
| Participant deferral / active EE | $4,756 | $6,357-25.2% | $5,568-14.6% | $6,342-25.0% |
| Admin fee / account holder | $1,399 | $19,816-92.9% | $16,241-91.4% | $12,312-88.6% |