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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,913 | $202,342-78.3% | $172,752-74.6% | $152,897-71.3% |
| Participation rate | 75.0% | 87.1%-12.1pp | 82.6%-7.6pp | 82.5%-7.5pp |
| Annual return | 26.35% | 1029.83%-1003.5pp | 802.97%-776.6pp | 345.43%-319.1pp |
| Employer contribution / active EE | $12,749 | $5,858+117.7% | $5,144+147.8% | $4,764+167.6% |
| Participant deferral / active EE | $5,066 | $5,948-14.8% | $5,198-2.5% | $5,851-13.4% |
| Admin fee / account holder | $1,044 | $17,111-93.9% | $13,955-92.5% | $11,599-91.0% |