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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,835 | $82,028-68.5% | $123,105-79.0% | $59,633-56.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 86.8%+13.2pp | 68.7%+31.3pp |
| Annual return | -2.46% | 5.12%-7.6pp | 13.22%-15.7pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $1,624 | $3,297-50.7% | $5,151-68.5% | $2,203-26.3% |
| Participant deferral / active EE | $3,210 | $4,667-31.2% | $6,229-48.5% | $3,192+0.6% |
| Admin fee / account holder | $550 | $5,879-90.7% | $9,014-93.9% | $4,297-87.2% |