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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,354 | $87,834-66.6% | $133,975-78.1% | $62,881-53.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | 8.99% | 12.05%-3.1pp | 29.29%-20.3pp | 20.14%-11.1pp |
| Employer contribution / active EE | $1,680 | $3,482-51.8% | $5,211-67.8% | $2,281-26.3% |
| Participant deferral / active EE | $3,294 | $4,812-31.5% | $6,282-47.6% | $3,203+2.9% |
| Admin fee / account holder | $1,138 | $5,372-78.8% | $9,324-87.8% | $4,296-73.5% |