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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,070 | $109,863-86.3% | $98,477-84.7% | $167,518-91.0% |
| Participation rate | 80.0% | 75.8%+4.2pp | 73.3%+6.7pp | 82.1%-2.1pp |
| Annual return | 12.28% | 1958.09%-1945.8pp | 1493.59%-1481.3pp | 478.71%-466.4pp |
| Employer contribution / active EE | $300 | $3,225-90.7% | $2,961-89.9% | $4,838-93.8% |
| Participant deferral / active EE | $3,496 | $4,673-25.2% | $4,276-18.3% | $6,342-44.9% |
| Admin fee / account holder | $2,939 | $6,755-56.5% | $5,951-50.6% | $12,312-76.1% |