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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,842 | $96,678-74.3% | $86,640-71.3% | $139,466-82.2% |
| Participation rate | 80.0% | 74.4%+5.6pp | 71.7%+8.3pp | 80.3%-0.3pp |
| Annual return | 17.86% | 106.69%-88.8pp | 592.52%-574.7pp | 373.66%-355.8pp |
| Employer contribution / active EE | $513 | $3,265-84.3% | $3,024-83.1% | $4,754-89.2% |
| Participant deferral / active EE | $4,967 | $4,837+2.7% | $4,438+11.9% | $6,712-26.0% |
| Admin fee / account holder | $740 | $6,410-88.5% | $5,616-86.8% | $11,409-93.5% |