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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,631 | $108,911+31.0% | $100,392+42.1% | $145,884-2.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 15.37% | 58.23%-42.9pp | 49.45%-34.1pp | 551.85%-536.5pp |
| Employer contribution / active EE | $8,476 | $4,420+91.8% | $3,941+115.1% | $4,662+81.8% |
| Participant deferral / active EE | $20,722 | $8,459+145.0% | $8,090+156.2% | $6,690+209.8% |
| Admin fee / account holder | $7,507 | $9,698-22.6% | $7,904-5.0% | $13,392-43.9% |