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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,885 | $99,668-17.8% | $86,451-5.3% | $134,545-39.1% |
| Participation rate | 66.7% | 82.1%-15.4pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -9.57% | 6789.61%-6799.2pp | 4398.51%-4408.1pp | 418.37%-427.9pp |
| Employer contribution / active EE | $5,455 | $4,403+23.9% | $3,770+44.7% | $4,742+15.1% |
| Participant deferral / active EE | $7,870 | $7,249+8.6% | $6,953+13.2% | $6,401+22.9% |
| Admin fee / account holder | $1,389 | $8,377-83.4% | $6,734-79.4% | $11,431-87.8% |