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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,139 | $107,941-46.1% | $91,994-36.8% | $152,909-62.0% |
| Participation rate | 72.7% | 81.2%-8.5pp | 78.6%-5.9pp | 82.5%-9.7pp |
| Annual return | 22.20% | 89.28%-67.1pp | 69.04%-46.8pp | 345.46%-323.3pp |
| Employer contribution / active EE | $3,719 | $4,212-11.7% | $3,453+7.7% | $4,764-21.9% |
| Participant deferral / active EE | $9,547 | $6,366+50.0% | $5,924+61.2% | $5,851+63.2% |
| Admin fee / account holder | $6,236 | $10,521-40.7% | $7,744-19.5% | $11,601-46.2% |