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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,631 | $108,942+30.9% | $100,415+42.0% | $145,897-2.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 15.37% | 58.27%-42.9pp | 49.47%-34.1pp | 552.29%-536.9pp |
| Employer contribution / active EE | $8,476 | $4,422+91.7% | $3,943+115.0% | $4,663+81.8% |
| Participant deferral / active EE | $20,722 | $8,461+144.9% | $8,091+156.1% | $6,689+209.8% |
| Admin fee / account holder | $7,507 | $9,702-22.6% | $7,906-5.1% | $13,390-43.9% |