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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,643 | $73,988-66.7% | $96,538-74.5% | $75,177-67.2% |
| Participation rate | 62.0% | 66.4%-4.5pp | 74.3%-12.4pp | 67.2%-5.2pp |
| Annual return | 29.83% | 26.73%+3.1pp | 35.74%-5.9pp | 160.75%-130.9pp |
| Employer contribution / active EE | $1,982 | $2,930-32.4% | $3,740-47.0% | $2,671-25.8% |
| Participant deferral / active EE | $4,125 | $3,660+12.7% | $4,880-15.5% | $4,1260% |
| Admin fee / account holder | $2,088 | $5,220-60.0% | $6,737-69.0% | $5,651-63.0% |