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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,966 | $64,729-70.7% | $112,263-83.1% | $68,490-72.3% |
| Participation rate | 53.2% | 67.2%-13.9pp | 75.1%-21.8pp | 67.9%-14.7pp |
| Annual return | 4.48% | -11.40%+15.9pp | 27.49%-23.0pp | -7.85%+12.3pp |
| Employer contribution / active EE | $1,528 | $2,746-44.4% | $3,636-58.0% | $2,597-41.2% |
| Participant deferral / active EE | $3,139 | $3,566-12.0% | $4,729-33.6% | $4,028-22.1% |
| Admin fee / account holder | $1,815 | $5,222-65.2% | $6,410-71.7% | $5,403-66.4% |