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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,774 | $65,367-86.6% | $92,915-90.6% | $72,976-88.0% |
| Participation rate | 89.7% | 68.3%+21.3pp | 76.0%+13.6pp | 69.5%+20.2pp |
| Annual return | 29.85% | 42.11%-12.3pp | 109.45%-79.6pp | 81.02%-51.2pp |
| Employer contribution / active EE | $2,064 | $2,594-20.4% | $3,653-43.5% | $2,440-15.4% |
| Participant deferral / active EE | $3,051 | $3,128-2.5% | $4,238-28.0% | $3,608-15.4% |
| Admin fee / account holder | $594 | $4,251-86.0% | $5,796-89.7% | $5,124-88.4% |