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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,935 | $81,276+46.3% | $155,574-23.6% | $80,925+47.0% |
| Participation rate | 36.1% | 66.2%-30.1pp | 78.2%-42.1pp | 67.7%-31.5pp |
| Annual return | 17.84% | 33.36%-15.5pp | 64.87%-47.0pp | 35.65%-17.8pp |
| Employer contribution / active EE | $2,395 | $3,103-22.8% | $4,676-48.8% | $2,756-13.1% |
| Participant deferral / active EE | $4,598 | $3,453+33.2% | $5,629-18.3% | $4,299+7.0% |
| Admin fee / account holder | $4,287 | $7,993-46.4% | $15,914-73.1% | $6,940-38.2% |