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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,244 | $95,406-20.1% | $185,849-59.0% | $85,847-11.2% |
| Participation rate | 37.9% | 68.8%-30.9pp | 81.7%-43.8pp | 69.3%-31.4pp |
| Annual return | 16.29% | 23.59%-7.3pp | 122.10%-105.8pp | 318.61%-302.3pp |
| Employer contribution / active EE | $2,155 | $3,314-35.0% | $5,169-58.3% | $2,565-16.0% |
| Participant deferral / active EE | $3,803 | $3,424+11.1% | $5,569-31.7% | $3,952-3.8% |
| Admin fee / account holder | $1,042 | $7,214-85.6% | $16,244-93.6% | $6,261-83.4% |