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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,952 | $85,171-59.0% | $172,753-79.8% | $72,976-52.1% |
| Participation rate | 51.1% | 70.1%-19.0pp | 82.6%-31.5pp | 69.5%-18.4pp |
| Annual return | 40.71% | 27.32%+13.4pp | 803.00%-762.3pp | 81.02%-40.3pp |
| Employer contribution / active EE | $1,957 | $3,324-41.1% | $5,144-62.0% | $2,440-19.8% |
| Participant deferral / active EE | $4,691 | $3,260+43.9% | $5,198-9.8% | $3,608+30.0% |
| Admin fee / account holder | $535 | $5,880-90.9% | $13,956-96.2% | $5,124-89.6% |