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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,888 | $113,338-82.5% | $94,993-79.1% | $147,586-86.5% |
| Participation rate | 50.0% | 78.0%-28.0pp | 73.9%-23.9pp | 82.8%-32.8pp |
| Annual return | 24.90% | 20.80%+4.1pp | 27.14%-2.2pp | 578.59%-553.7pp |
| Employer contribution / active EE | $793 | $3,160-74.9% | $2,603-69.6% | $4,876-83.7% |
| Participant deferral / active EE | $2,190 | $3,777-42.0% | $3,317-34.0% | $5,439-59.7% |
| Admin fee / account holder | $0 | $6,063-100.0% | $4,960-100.0% | $10,886-100.0% |