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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,749 | $72,269-42.2% | $101,271-58.8% | $79,852-47.7% |
| Participation rate | 68.6% | 68.5%+0.1pp | 75.8%-7.2pp | 69.6%-1.1pp |
| Annual return | 25.74% | 22.29%+3.4pp | 46.48%-20.7pp | 31.72%-6.0pp |
| Employer contribution / active EE | $1,613 | $2,692-40.1% | $3,660-55.9% | $2,471-34.7% |
| Participant deferral / active EE | $3,963 | $3,282+20.8% | $4,371-9.3% | $3,740+6.0% |
| Admin fee / account holder | $1,153 | $4,401-73.8% | $5,948-80.6% | $5,306-78.3% |