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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,543 | $65,361-59.4% | $92,903-71.4% | $72,983-63.6% |
| Participation rate | 67.6% | 68.3%-0.7pp | 76.0%-8.4pp | 69.5%-1.8pp |
| Annual return | 36.52% | 42.11%-5.6pp | 109.43%-72.9pp | 81.01%-44.5pp |
| Employer contribution / active EE | $2,238 | $2,594-13.7% | $3,653-38.7% | $2,440-8.3% |
| Participant deferral / active EE | $4,940 | $3,128+57.9% | $4,238+16.6% | $3,608+36.9% |
| Admin fee / account holder | $0 | $4,251-100.0% | $5,795-100.0% | $5,124-100.0% |