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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,223 | $112,121-78.4% | $95,960-74.8% | $158,966-84.8% |
| Participation rate | 66.7% | 79.0%-12.3pp | 77.1%-10.4pp | 82.0%-15.3pp |
| Annual return | 15.67% | 171.16%-155.5pp | 91.63%-76.0pp | 302.95%-287.3pp |
| Employer contribution / active EE | $1,605 | $3,199-49.8% | $2,541-36.9% | $4,762-66.3% |
| Participant deferral / active EE | $1,844 | $4,784-61.5% | $4,167-55.8% | $5,983-69.2% |
| Admin fee / account holder | $2,479 | $10,135-75.5% | $6,797-63.5% | $11,250-78.0% |