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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,507 | $103,387-82.1% | $87,102-78.8% | $152,885-87.9% |
| Participation rate | 85.7% | 79.4%+6.4pp | 76.9%+8.8pp | 82.5%+3.3pp |
| Annual return | 403.87% | 28.10%+375.8pp | 28.19%+375.7pp | 345.39%+58.5pp |
| Employer contribution / active EE | $1,383 | $3,221-57.1% | $2,521-45.1% | $4,763-71.0% |
| Participant deferral / active EE | $1,626 | $4,778-66.0% | $4,048-59.8% | $5,851-72.2% |
| Admin fee / account holder | $4,396 | $12,193-63.9% | $7,491-41.3% | $11,598-62.1% |