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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,623 | $152,592+34.8% | $125,180+64.3% | $152,885+34.5% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 28.14% | 54.84%-26.7pp | 43.79%-15.6pp | 345.39%-317.2pp |
| Employer contribution / active EE | $20,605 | $4,947+316.5% | $3,866+433.0% | $4,763+332.6% |
| Participant deferral / active EE | $12,667 | $5,868+115.9% | $4,937+156.6% | $5,851+116.5% |
| Admin fee / account holder | $668 | $13,435-95.0% | $9,703-93.1% | $11,598-94.2% |