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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,990 | $135,645+3.9% | $110,243+27.9% | $135,379+4.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | 128.98% | 513.24%-384.3pp | 314.76%-185.8pp | 519.79%-390.8pp |
| Employer contribution / active EE | $13,532 | $4,907+175.8% | $3,827+253.6% | $4,779+183.2% |
| Participant deferral / active EE | $12,333 | $5,507+124.0% | $4,672+164.0% | $5,609+119.9% |
| Admin fee / account holder | $526 | $11,458-95.4% | $8,548-93.8% | $10,828-95.1% |