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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,921 | $45,123+32.8% | $85,240-29.7% | $74,478-19.5% |
| Participation rate | 69.9% | 49.4%+20.5pp | 67.5%+2.4pp | 67.2%+2.7pp |
| Annual return | 17.31% | 26.32%-9.0pp | 66.75%-49.4pp | 1370.56%-1353.3pp |
| Employer contribution / active EE | $3,253 | $1,459+123.0% | $2,735+18.9% | $2,626+23.9% |
| Participant deferral / active EE | $8,337 | $2,736+204.7% | $4,527+84.2% | $4,350+91.6% |
| Admin fee / account holder | $6,682 | $2,215+201.7% | $6,165+8.4% | $1,946+243.4% |