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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,796 | $135,956-30.3% | $123,894-23.5% | $273,972-65.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 37.98% | 56.63%-18.7pp | 47.52%-9.5pp | 41.46%-3.5pp |
| Employer contribution / active EE | $2,873 | $5,170-44.4% | $4,617-37.8% | $4,869-41.0% |
| Participant deferral / active EE | $6,706 | $6,343+5.7% | $5,984+12.1% | $5,287+26.8% |
| Admin fee / account holder | $2,415 | $9,817-75.4% | $8,357-71.1% | $10,133-76.2% |