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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,682 | $162,136-2.7% | $152,301+3.5% | $154,746+1.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 8.00% | 91.02%-83.0pp | 80.50%-72.5pp | 172.34%-164.3pp |
| Employer contribution / active EE | $1,486 | $4,890-69.6% | $4,624-67.9% | $4,379-66.1% |
| Participant deferral / active EE | $8,967 | $8,341+7.5% | $8,004+12.0% | $6,730+33.2% |
| Admin fee / account holder | $156,012 | $15,759+890.0% | $14,398+983.6% | $14,365+986.0% |