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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,020 | $88,778+287.5% | $81,844+320.3% | $145,884+135.8% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 17.62% | 1033.03%-1015.4pp | 778.87%-761.2pp | 551.85%-534.2pp |
| Employer contribution / active EE | $15,797 | $3,087+411.7% | $2,916+441.6% | $4,662+238.8% |
| Participant deferral / active EE | $10,411 | $4,648+124.0% | $4,323+140.8% | $6,690+55.6% |
| Admin fee / account holder | $60 | $8,430-99.3% | $7,355-99.2% | $13,392-99.6% |