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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,191 | $106,864-51.2% | $147,318-64.6% | $82,637-36.8% |
| Participation rate | 76.6% | 75.5%+1.1pp | 82.1%-5.4pp | 68.1%+8.6pp |
| Annual return | 17.05% | 27.49%-10.4pp | 70.43%-53.4pp | 53.51%-36.5pp |
| Employer contribution / active EE | $1,618 | $3,417-52.6% | $4,593-64.8% | $2,552-36.6% |
| Participant deferral / active EE | $6,608 | $6,496+1.7% | $7,906-16.4% | $4,126+60.2% |
| Admin fee / account holder | $3,870 | $8,415-54.0% | $13,708-71.8% | $7,339-47.3% |