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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,626 | $102,393-58.4% | $147,041-71.0% | $80,911-47.3% |
| Participation rate | 72.5% | 75.9%-3.4pp | 82.2%-9.7pp | 67.6%+4.9pp |
| Annual return | 21.26% | 134.95%-113.7pp | 419.21%-398.0pp | 35.63%-14.4pp |
| Employer contribution / active EE | $1,552 | $3,715-58.2% | $4,935-68.6% | $2,756-43.7% |
| Participant deferral / active EE | $7,564 | $6,647+13.8% | $8,071-6.3% | $4,297+76.0% |
| Admin fee / account holder | $2,134 | $7,943-73.1% | $13,006-83.6% | $6,935-69.2% |