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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,178 | $133,998-35.7% | $112,263-23.2% | $134,545-35.9% |
| Participation rate | 34.8% | 78.6%-43.8pp | 75.1%-40.3pp | 81.2%-46.5pp |
| Annual return | -18.07% | 47.17%-65.2pp | 27.49%-45.6pp | 418.37%-436.4pp |
| Employer contribution / active EE | $1,562 | $4,040-61.3% | $3,636-57.0% | $4,742-67.0% |
| Participant deferral / active EE | $4,749 | $5,292-10.3% | $4,729+0.4% | $6,401-25.8% |
| Admin fee / account holder | $1,192 | $7,493-84.1% | $6,410-81.4% | $11,431-89.6% |