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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,957 | $97,732-61.2% | $83,831-54.7% | $135,380-72.0% |
| Participation rate | 50.0% | 80.0%-30.0pp | 76.1%-26.1pp | 82.6%-32.6pp |
| Annual return | -9.17% | 1287.56%-1296.7pp | 850.99%-860.2pp | 519.81%-529.0pp |
| Employer contribution / active EE | $2,157 | $4,222-48.9% | $3,631-40.6% | $4,779-54.9% |
| Participant deferral / active EE | $8,109 | $4,683+73.2% | $4,082+98.7% | $5,609+44.6% |
| Admin fee / account holder | $746 | $6,675-88.8% | $5,479-86.4% | $10,828-93.1% |