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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,381 | $106,008-75.1% | $92,240-71.4% | $147,586-82.1% |
| Participation rate | 61.5% | 80.4%-18.9pp | 76.5%-14.9pp | 82.8%-21.3pp |
| Annual return | 21.98% | 50.05%-28.1pp | 176.29%-154.3pp | 578.59%-556.6pp |
| Employer contribution / active EE | $2,037 | $4,333-53.0% | $3,680-44.7% | $4,876-58.2% |
| Participant deferral / active EE | $6,990 | $4,478+56.1% | $3,897+79.4% | $5,439+28.5% |
| Admin fee / account holder | $664 | $6,333-89.5% | $5,194-87.2% | $10,886-93.9% |