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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $554,849 | $88,710+525.5% | $81,783+578.4% | $145,959+280.1% |
| Participation rate | 40.0% | 75.0%-35.0pp | 72.4%-32.4pp | 80.3%-40.3pp |
| Annual return | 0.62% | 1027.26%-1026.6pp | 775.05%-774.4pp | 561.95%-561.3pp |
| Employer contribution / active EE | $1,528 | $3,083-50.4% | $2,913-47.5% | $4,661-67.2% |
| Participant deferral / active EE | $3,549 | $4,645-23.6% | $4,320-17.8% | $6,689-46.9% |
| Admin fee / account holder | $0 | $8,407-100.0% | $7,380-100.0% | $13,398-100.0% |