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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $554,849 | $88,754+525.2% | $81,820+578.1% | $145,877+280.4% |
| Participation rate | 40.0% | 75.1%-35.1pp | 72.4%-32.4pp | 80.3%-40.3pp |
| Annual return | 0.62% | 1031.77%-1031.1pp | 777.93%-777.3pp | 551.28%-550.7pp |
| Employer contribution / active EE | $1,528 | $3,085-50.5% | $2,915-47.6% | $4,663-67.2% |
| Participant deferral / active EE | $3,549 | $4,648-23.6% | $4,323-17.9% | $6,691-46.9% |
| Admin fee / account holder | $0 | $8,424-100.0% | $7,391-100.0% | $13,402-100.0% |