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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,068 | $162,136-19.2% | $152,301-13.9% | $154,746-15.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 19.48% | 91.02%-71.5pp | 80.50%-61.0pp | 172.34%-152.9pp |
| Employer contribution / active EE | $7,258 | $4,890+48.4% | $4,624+56.9% | $4,379+65.7% |
| Participant deferral / active EE | $15,715 | $8,341+88.4% | $8,004+96.3% | $6,730+133.5% |
| Admin fee / account holder | $8,114 | $15,759-48.5% | $14,398-43.6% | $14,365-43.5% |