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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,854 | $148,623-51.7% | $135,974-47.2% | $139,466-48.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.49% | 79.30%-56.8pp | 68.30%-45.8pp | 373.66%-351.2pp |
| Employer contribution / active EE | $8,611 | $5,246+64.1% | $4,859+77.2% | $4,754+81.1% |
| Participant deferral / active EE | $14,367 | $8,103+77.3% | $7,760+85.1% | $6,712+114.0% |
| Admin fee / account holder | $1,507 | $12,406-87.9% | $10,767-86.0% | $11,409-86.8% |