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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,438 | $138,114-64.2% | $125,391-60.6% | $134,545-63.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.06% | 750.88%-770.9pp | 572.41%-592.5pp | 418.37%-438.4pp |
| Employer contribution / active EE | $5,365 | $5,246+2.3% | $4,816+11.4% | $4,742+13.1% |
| Participant deferral / active EE | $12,599 | $7,801+61.5% | $7,448+69.2% | $6,401+96.8% |
| Admin fee / account holder | $4,985 | $11,570-56.9% | $10,009-50.2% | $11,431-56.4% |