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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,835 | $108,922+122.9% | $100,398+141.9% | $145,978+66.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 16.81% | 58.04%-41.2pp | 49.32%-32.5pp | 550.52%-533.7pp |
| Employer contribution / active EE | $0 | $4,426-100.0% | $3,946-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $7,667 | $8,450-9.3% | $8,084-5.2% | $6,690+14.6% |
| Admin fee / account holder | $2,664 | $9,680-72.5% | $7,893-66.2% | $13,400-80.1% |