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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,713 | $97,020-82.8% | $83,327-79.9% | $135,380-87.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -12.96% | 12.31%-25.3pp | 10.64%-23.6pp | 519.81%-532.8pp |
| Employer contribution / active EE | $8,343 | $4,144+101.3% | $3,379+146.9% | $4,779+74.6% |
| Participant deferral / active EE | $8,283 | $5,964+38.9% | $5,565+48.8% | $5,609+47.7% |
| Admin fee / account holder | $582 | $8,426-93.1% | $7,540-92.3% | $10,828-94.6% |