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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,722 | $84,236-46.9% | $170,435-73.8% | $70,126-36.2% |
| Participation rate | 86.7% | 70.8%+15.8pp | 83.6%+3.1pp | 69.5%+17.1pp |
| Annual return | 29.43% | 23.06%+6.4pp | 205.94%-176.5pp | 73.15%-43.7pp |
| Employer contribution / active EE | $2,693 | $3,387-20.5% | $5,432-50.4% | $2,343+15.0% |
| Participant deferral / active EE | $6,462 | $3,086+109.4% | $4,939+30.8% | $3,332+94.0% |
| Admin fee / account holder | $394 | $5,698-93.1% | $13,881-97.2% | $4,645-91.5% |