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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,347 | $77,638-62.2% | $156,551-81.3% | $62,881-53.3% |
| Participation rate | 96.3% | 71.2%+25.1pp | 84.0%+12.2pp | 69.3%+26.9pp |
| Annual return | 7.60% | 50.33%-42.7pp | 32.23%-24.6pp | 20.14%-12.5pp |
| Employer contribution / active EE | $4,279 | $3,444+24.3% | $5,501-22.2% | $2,281+87.6% |
| Participant deferral / active EE | $5,761 | $3,046+89.2% | $4,871+18.3% | $3,203+79.9% |
| Admin fee / account holder | $678 | $5,561-87.8% | $13,028-94.8% | $4,296-84.2% |