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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,280 | $98,776-80.5% | $149,745-87.1% | $79,856-75.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 97.80% | 27.38%+70.4pp | 276.72%-178.9pp | 31.71%+66.1pp |
| Employer contribution / active EE | $6,018 | $3,217+87.1% | $4,646+29.5% | $2,471+143.5% |
| Participant deferral / active EE | $5,629 | $5,681-0.9% | $6,843-17.7% | $3,741+50.5% |
| Admin fee / account holder | $1,983 | $6,053-67.2% | $9,312-78.7% | $5,306-62.6% |