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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,501 | $89,370-87.1% | $141,197-91.9% | $72,976-84.2% |
| Participation rate | 87.0% | 75.1%+11.9pp | 82.5%+4.6pp | 69.5%+17.5pp |
| Annual return | 30.03% | 111.88%-81.8pp | 71.41%-41.4pp | 81.02%-51.0pp |
| Employer contribution / active EE | $5,236 | $3,115+68.1% | $4,736+10.6% | $2,440+114.6% |
| Participant deferral / active EE | $4,646 | $5,419-14.3% | $6,710-30.8% | $3,608+28.8% |
| Admin fee / account holder | $4,194 | $5,957-29.6% | $10,265-59.1% | $5,124-18.1% |