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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,522 | $138,076-93.8% | $123,553-93.1% | $135,380-93.7% |
| Participation rate | 85.0% | 84.7%+0.3pp | 82.3%+2.7pp | 82.6%+2.4pp |
| Annual return | 0.00% | 153.70%-153.7pp | 119.21%-119.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $2,699 | $5,152-47.6% | $4,628-41.7% | $4,779-43.5% |
| Participant deferral / active EE | $6,642 | $6,800-2.3% | $6,426+3.4% | $5,609+18.4% |
| Admin fee / account holder | $1,268 | $10,917-88.4% | $9,284-86.3% | $10,828-88.3% |