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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,783 | $99,345-60.0% | $84,753-53.1% | $273,972-85.5% |
| Participation rate | 50.0% | 80.7%-30.7pp | 76.6%-26.6pp | 83.0%-33.0pp |
| Annual return | 28.06% | 22.93%+5.1pp | 22.78%+5.3pp | 41.46%-13.4pp |
| Employer contribution / active EE | $1,449 | $4,214-65.6% | $3,574-59.5% | $4,869-70.2% |
| Participant deferral / active EE | $4,638 | $4,270+8.6% | $3,712+24.9% | $5,287-12.3% |
| Admin fee / account holder | $0 | $6,645-100.0% | $5,333-100.0% | $10,133-100.0% |