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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,007 | $106,008-46.2% | $92,240-38.2% | $147,586-61.4% |
| Participation rate | 50.0% | 80.4%-30.4pp | 76.5%-26.5pp | 82.8%-32.8pp |
| Annual return | 17.21% | 50.05%-32.8pp | 176.29%-159.1pp | 578.59%-561.4pp |
| Employer contribution / active EE | $1,519 | $4,333-64.9% | $3,680-58.7% | $4,876-68.8% |
| Participant deferral / active EE | $4,708 | $4,478+5.1% | $3,897+20.8% | $5,439-13.4% |
| Admin fee / account holder | $121 | $6,333-98.1% | $5,194-97.7% | $10,886-98.9% |