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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,411 | $87,016-81.1% | $63,244-74.1% | $125,389-86.9% |
| Participation rate | 89.5% | 77.1%+12.4pp | 71.0%+18.4pp | 83.2%+6.3pp |
| Annual return | -9.14% | 21.71%-30.9pp | -70.31%+61.2pp | 282.24%-291.4pp |
| Employer contribution / active EE | $569 | $3,601-84.2% | $2,322-75.5% | $4,866-88.3% |
| Participant deferral / active EE | $2,621 | $3,939-33.5% | $2,953-11.2% | $5,352-51.0% |
| Admin fee / account holder | $959 | $11,954-92.0% | $5,893-83.7% | $9,541-89.9% |