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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,398 | $63,082-18.5% | $81,726-37.1% | $79,856-35.6% |
| Participation rate | 100.0% | 67.5%+32.5pp | 72.0%+28.0pp | 69.6%+30.4pp |
| Annual return | 7.30% | 22.66%-15.4pp | 29.49%-22.2pp | 31.71%-24.4pp |
| Employer contribution / active EE | $2,476 | $1,795+37.9% | $4,311-42.6% | $2,471+0.2% |
| Participant deferral / active EE | $4,822 | $2,780+73.4% | $7,108-32.2% | $3,741+28.9% |
| Admin fee / account holder | $9,787 | $4,428+121.0% | $5,160+89.7% | $5,306+84.4% |